Claim denied? Get a professional appeal letter in minutes.
Answer a few plain-English questions. We write a clear, formal appeal that quotes your insurer's exact denial reason, answers it point by point, and asks for a written reconsideration.
- Delivered to your inbox in about 5 minutes
- Written around your facts — nothing invented
- Fix-it-free or money-back guarantee
To the Appeals Department:
I am writing to formally appeal the denial of my claim for repair costs after my vehicle was rear-ended on [DATE OF LOSS].
Your notice states the denial reason as: "Damage not consistent with the reported incident." I respectfully disagree, for the following reasons:
1. Location of the damage. The damage is on my rear bumper, exactly where my car was struck…
2. Admission of fault. The other driver admitted fault at the scene…
I request a written decision, a complete copy of my claim file, and the criteria used to make this decision.
Three steps. About five minutes.
No account, no phone calls, no waiting on someone to get back to you.
Tell us what happened
What was denied, the reason your insurer gave, and why you think it's wrong — in your own words.
Check out securely
One flat $39 payment through Stripe. Your letter starts writing the moment payment goes through.
Sign and send
Your letter arrives by email with a checklist of documents to include. Fill in any blanks, sign, and mail it.
A letter that answers the denial, not a fill-in-the-blank template.
Free templates make you do the hard part. Your AppealReady letter is written from your answers, in the tone you choose — firm and formal, or polite and cooperative.
A complete, formal appeal letter
Addressed to your insurer, with your claim details and a clear statement that it is a formal appeal.
A point-by-point response
Quotes the insurer's stated reason, then answers it using only the facts you provided.
The right requests
Asks for a written decision, a copy of your claim file, and the criteria used to deny you.
Document checklist & deadline reminder
Exactly what to attach, plus a reminder to send before your appeal deadline.
Health, auto, home and dental claims
One letter. One flat price.
- Custom appeal letter written from your answers
- Your choice of tone
- Document checklist and deadline reminder
- Emailed in about 5 minutes
Frequently asked questions
Is this legal advice? Are you a law firm?
No. AppealReady is a letter-drafting tool. We are not attorneys, we are not a law firm, and nothing we provide is legal advice. If you need advice about your legal rights, contact your state insurance department or a licensed attorney.
Will my appeal be approved?
No one can promise that, and we never will. What we do is give you a clear, well-organized letter that responds directly to the insurer's stated reason and asks for a formal written review.
How fast will I get my letter?
Usually within about 5 minutes of payment. Check your spam or promotions folder if you don't see it. If it hasn't arrived within 24 hours, reply to the delivery email and we'll fix it or refund you.
What if I don't have all the details?
That's fine. Anything you leave out is marked in the letter as a bracketed blank, like [POLICY NUMBER], so you can fill it in before sending. We never guess or make things up.
What happens to my information?
Your answers are used only to write and email your letter. We never sell or share your information or use it for anything else. Payments are handled by Stripe, so we never see your card number.
Do I need to send anything else with the letter?
Your letter comes with a checklist of supporting documents to include, such as your denial notice, bills, photos or records, plus a reminder to send before your appeal deadline.
What is your refund policy?
If your letter doesn't arrive within 24 hours, or contains an error in the details you gave us, we'll fix it free or give you a full refund. Because each letter is written for you on demand, we don't refund delivered letters for a change of mind.
Don't let a denial be the final word.
Most appeal deadlines are measured in days or weeks. Get a clear, professional letter ready to send today.
Start my appeal letter — $39